FRACTIONAL CFO | MELBOURNE
The numbers, three months ahead.
I'm Philip Wilson, a Fractional CFO for owner-operators of growing SMEs. I show you cash and margin problems three months before your bank balance does, so you can make confident decisions and grow profitably.
Built for growing SMEs turning over $2M to $50M
Trades and construction, professional services, hospitality and healthcare. On-site across Greater Melbourne, and online for SMEs anywhere in Australia.
ABOUT PHILIP WILSON
CFO-level thinking, without the full-time salary.
I help owner-operators of growing SMEs take control of their numbers, so they can make confident decisions, grow profitably and build a business that's ready for a future sale or exit. I bring an independent, audit-trained eye from more than 15 years at Big 4 firms, plus 9 years leading finance inside the FMCG sector. I'm based in Berwick, work on-site across Greater Melbourne and online Australia-wide, and I'm backed by the CFO On Call national network.
SERVICES
How I help
Business Health Check
A one-off review of your financial results and position. A clear, independent read on where the business actually stands.
Budgets & Forecasts
Forward-looking budgets and forecasts, so you plan and decide against what's coming, not just what happened.
Cashflow Projections
A reliable view of cash across every entity and site, with problems caught early, not after the bank balance tells you.
Audit & Tax Support
Help with external audits and preparing information for your tax advisors, so your numbers stand up to scrutiny.
Internal Controls
Internal controls designed to safeguard your assets and prevent fraud and errors as the business grows.
Fractional CFO Retainer
My hero offer: all of the above on a continuing monthly basis. Senior financial thinking without the cost of a full-time CFO.
WHO I WORK WITH
Sound familiar?
Multi-site & franchise operators
A clear view of every site
Personal and business transactions mixed together, with no clean view of how each site performs.
Multi-entity businesses
One consolidated view of cash
Several operating companies and no consolidated view of cash. I build the cashflow model that pulls it together.
Preparing for finance or sale
Bank- and buyer-ready
You need numbers a bank, investor or buyer will trust, and a cashflow forecast to back them up.
What I stand for
Integrity: honest, transparent work in every engagement, so you have real confidence in the numbers.
Independence: an outside, unbiased perspective that asks the hard questions you and your team are too close to ask.
Clarity over complexity: the numbers in plain, common-sense language, not jargon, so you can act on them.
Practical impact: focused on what can be improved, not on assigning blame. Every insight ends in a clear next move.